When something really great comes along, you just need to share it. I feel a little remiss in not having previously mentioned more about the program we used to get our home built. Several years ago we read an article in the newspaper about the open house of a group that had finished building their homes through Self-Help Homes (formerly Rurual Housing Development Corporation). It's a mutual self-help program. The basic idea is that a group of families works together to build their own homes. When all homes in the group are completed everyone moves in. Pretty great, right? It gets better. The program is for families that meet certain income guidelines; it's for families that would not otherwise be able to afford a home. We logged the information away in our brains to bring out again when we felt the time was right.
Fast forward to summer of 2010. My husband had just graduated from college (hallelujah!) and started a job. Two months later he got a promotion and a raise. With the raise we figured we would be able to afford the mortgage on a house if we went through a mutual self-help program. The time was almost right. We started to go through the application process. Before meeting with people in the Self-Help Homes office we decided to hold off for a little while. It was only a few months later that we decided the time really had come and we completed our application. We were accepted into the program in February of last year. We were the second family in our group to be approved. After that it was just waiting for the group to be complete, which took until late March or early April. We broke ground in May and started building in June. There was even an article written about the ground breaking in the paper. They misquoted me a bit, but that's okay. If you look at the second picture in the box you'll see me giving my little speech.
So how do nine families without any building experience get away with building homes that are safe, attractive, up to code, and actually livable? Self-Help Homes assigns one of their construction supervisors to work with each group. It's the supervisor's job to train the families on construction techniques, check for quality, and basically oversee the entire process. If we did something wrong we had to do it again until it was right. That's a rule that didn't budge. We were blessed to have a great supervisor who was not willing to compromise on any quality issues. It makes one feel so much more confident about how well the house will stand up to being lived in.
There really isn't too much to say about this program. The Hubs and I had other options for less-expensive housing, but we chose Self-Help Homes because of everything involved. We thought it would be a good thing to have a brand new home, as well as to learn first-hand the skills needed to construct and maintain a home. The homes are built to the highest standard and are energy star approved. We also loved the idea of being able to work with our neighbors and get to know them before moving in. We're so glad we applied when we did. My husband got another raise at the end of 2011, which was enough to have made us ineligible for the program. As it turned out, we've been able to build a home, build a community, and build confidence in what we can do. It's a program I would suggest to anyone.